I'm firmly convinced that the Foreclosure Crisis has been established by several brave men and women, trained mostly in the income tax legal arena, who saw the connection between unholy banking practices and unholy income tax applications, followed their perceptions, applied their skill and forcing banks and lending institutions into disclosure, and now have unearthed massive fraud. The comedy is in the statements by the big guys, who state, while packing their bags for a one way flight to Barbados, "We'll get to the bottom of this..."